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Studies in European Co-operation

1925

lend money at interest to land-holders on the security of their land ; the money is collected in some degree from the share-holders of the bank but to a larger extent from the general public through -the receipt of deposits or the issue of debenture bonds and the aim of the directors is to return the largest possible dividend to the share-holders which is compatible with the safety and solvency [...] The more highly educated the borrower the better instructed in business methods and the stronger in financial position the less will he be embarrassed by the legal forms and impersonal attitude of a commercial bank the keener his objection to the public exposure of his affairs and the more remote the danger of his losing credit by failure to meet his obligations. [...] The agricultural loans in.which this money was engaged were transferred to the Agricultural Bank the National Bank taking up an equivalent value in shares of the new institution ; the Goveror of the National Bank was to be ex-officio President of the Agricultural Bank and two (now three) of the other five (now seven) directors were to be chosen from among the directors of the National Bank.' [...] Reference was made to the well-known etravagance of the fellah on ceremonial occasions to his litigiousness and to the greed of the usurer and while it was foreseen that the business of the Agripultural Bank with the individual small proprietor would be seriously affected the creation of co-operative societies to be financed by the bank was proposed. [...] The Dane of the early 18th century was a serf on the land ; by an act of benevolent autocracy he was released from this status and small farms were sold to him by instalments out of the great estates ; the bulk of this transformation was completed by the end of the first quarter of the 19th century so far as concerned the existing pesantry but the increase of the rural population led to a fu
government politics public policy
Pages
277
Published in
India
SARF Document ID
sarf.146769
Segment Pages Author Actions
Cover
i-i C.F. Strickland view
Preface
i-iii C.F. Strickland view
Chapter I. Land Mortgage Banks
1-91 C.F. Strickland view
Chapter II. Credit and Co-operation
92-135 C.F. Strickland view
Chapter III. Cattle
136-146 C.F. Strickland view
Chapter IV. Consolidation of Holdings
147-159 C.F. Strickland view
Chapter V. Colonisation and small-holders
160-174 C.F. Strickland view
Chapter VI. Adult Education
175-182 C.F. Strickland view
Appendix A Restrictive Laws re Alienation of Land
i-iv C.F. Strickland view
Appendix B Danish Laws on Mortgage Credit
v-x C.F. Strickland view
Appendix C Indian Bylaws of Mortgage Banks
xi-lix C.F. Strickland view
Appendix D Egyptian and English Co-operative Laws
lx-lxxx C.F. Strickland view
Index
i-ix C.F. Strickland view